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What's MULTOS

 
MULTOS is an open, safe, multi-application IC Card Platform with following characteristics.
 
 Common Platform
 
Any differences in the hardware (Silicon) are managed by the O/S itself, allowing the same Application to run on any platform, regardless of which silicon is used.
By using a unified API (Application Programme Interface), Applications can be developed independent of chip or chip version considerations. The Application, once developed, can be used again, minimising development costs.
MEL; the language specification used to develop Applications, is openly available.
 
 Addition and deletion of Applications
 
It is possible to add or delete Applications after the card has been issued. This Application deletion or addition can be carried out over non-secure networks; such as the Internet, safely and reliably, using a digital certificate issued by MULTOS KMA.
 
 High Security and Reliability
 
MULTOS has achieved the highest level in Europe's Public Security Specification, ITSEC Level E6 High. Unauthorised Access and/or communication between Applications co-resident on a card is prevented by the use of ‘Firewalls’, effectively isolating each Application from its neighbours. Because the MULTOS Scheme uses digital certification, with very high reliability and safety, Issuers, Service Providers, or Cardholders do not need to be aware of the full security system involved,
 
 
MULTOS specification is open to the public, and managed by MAOSCO Consortium.
 
 
 About the MULTOS Scheme
 
The following image describes the concept of the MULTOS System. Circles represent parties involved in card issuance; arrows represent the flow of products and information.
The scheme is ‘Issuer-Centric’; the Issuer retains control of the cards and has close communication with the KMA, Card Manufacturer and Bureau. Bureaux manufacture and distribute the MULTOS Card to the Card User, in cooperation with Application Suppliers and Issuers. It is possible for the Issuer to act as its own Bureau, performing all the required actions needed to manufacture and distribute MULTOS cards.
 
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